Wednesday, October 31, 2007
Towards the mobile wallet.
Technology adoption is like dance sometimes you pull sometimes you flow. I recently noticed that parking meters are disappearing in inner London. Users are adviced to use their phones. I looked at the concept and it is not simple to set up, but once adopted it should be straight forward. It is this kind of use cases that pull the users into new behaviour. I have for a long time been of the opinion that the wallet of the future is a phone. It is real-time, one-hand operated. The technology exist to make it happen, but there are to many entry barriers in the financial business. The card companies love their user interface less cards. They are trying to integrate more utility in them, but without a screen they are doomed.
11:53 AM | Permalink
I have never understood the "mobile wallet" thing. I didn't understand it when I joined Nokia 5 years ago, and I don't understand it now.
In contrast to other "mobile xxx" things, your wallet is already mobile. And you will carry your wallet anyway for the forseeable future.
Not that mobile payments would have their place, but it's not a solution for everything, nor a replacement of your wallet.
Posted by: Tommi Vilkamo at Nov 1, 2007 11:35:11 AM
Similar trial just started in San Francisco too!
Posted by: George at Nov 3, 2007 12:19:14 AM
Mobile parking has been working in Helsinki for years also. The first company that started it was Parkit, but soon followed by a very much userfriendlier Nextpark. If you haven't tried it - go for it I'm happy.
Posted by: Dominicus at Nov 5, 2007 8:35:55 PM
Interestingly, Motorola Mobile Devices CTO, Padmasree Warrior, recently blogged about her experiences with the London "Pay by Phone" system:
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